Privacy Policy

This Privacy Policy explains how Cover AI (“Company,” “we,” “our,” or “us”) collects, uses, and protects your information when you visit or interact with our website https://autocoverageusa.net/(the “Site”).

By using our Site, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal and non-personal information through our website, forms, conversations, and integrations with partner platforms. This includes:

  • Contact information: name, phone number, email, mailing address
  • Insurance details: coverage needs, quote submissions, policy interests
  • Demographics and identifiers: date of birth, ZIP code, language preference
  • Health information: for life and health quotes (where required and permitted)
  • Financial information: only when necessary for underwriting
  • Technical data: IP address, browser type, device ID, session activity
  • Communications: chats, emails, or calls with our licensed agents

We may also collect data from third-party providers or insurance carriers to assist in accurate quoting and underwriting.

2. How We Use Your Information

We use collected information to:

  • Provide, operate, and improve our services.

  • Respond to your inquiries and communicate with you.

  • Personalize your browsing experience.

  • Analyze Site performance and usage trends.

  • Fulfill legal or regulatory obligations.

3. Cookies and Tracking Technologies

The Site may use cookies and similar technologies to enhance user experience, analyze traffic, and improve functionality. You can disable cookies in your browser, but some features of the Site may not work properly.

4. Sharing of Information

We do not sell or rent your personal information. We may share information only in the following circumstances:

  • With trusted service providers assisting us in operating our business and website.

  • When required to comply with applicable laws or legal processes.

  • To protect the rights, property, or safety of Cover AI, our users, or others.

5. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal data. However, no method of online transmission or storage is completely secure.

6. Your Privacy Rights

Depending on your jurisdiction, you may have rights regarding your personal data, such as the right to access, correct, delete, or restrict its processing. To exercise your rights, please contact us at the details below.

7. Third-Party Links

Our Site may include links to third-party websites. We are not responsible for the privacy practices of external websites.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted here with a new effective date.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Cover AI
3400 Dundee Rd, Suite 150
Northbrook, IL 60062
Phone: (312) 395-0872
Email: info@coverai.net
National Producer Number (NPN): 21552626
Agency License #: 3003609556
Website: https://autocoverageusa.net/