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Commercial Auto Insurance
— Protect Your Business on the Road

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Keep your business moving with reliable, affordable commercial auto coverage from COVER AI

Whether you own a single company vehicle or manage an entire fleet, commercial auto insurance protects your business from costly risks on the road. From accidents and damages to liability claims, COVER AI helps you stay compliant, secure, and worry-free.

What Is Commercial Auto Insurance?

Commercial auto insurance is designed specifically for business-owned vehicles and the people who drive them.

What’s Covered
Why It’s Important
Liability (bodily injury/property)
Covers damages or injuries you cause to others while driving for work.
Collision Coverage
Pays for repairs to your company vehicle after an accident.
Comprehensive Coverage
Protects against theft, vandalism, weather, and non-collision events.
Uninsured/Underinsured Motorist
Protects you if the other driver has little or no insurance.
Optional Add-ons
Roadside assistance, hired/non-owned coverage, equipment coverage.
What’s Covered
Liability (bodily injury/property)
Why It’s Important
Covers damages or injuries you cause to others while driving for work.
What’s Covered
Collision Coverage
Why It’s Important
Pays for repairs to your company vehicle after an accident.
What’s Covered
Comprehensive Coverage
Why It’s Important
Protects against theft, vandalism, weather, and non-collision events.
What’s Covered
Uninsured/Underinsured Motorist
Why It’s Important
Protects you if the other driver has little or no insurance.
What’s Covered
Optional Add-ons
Why It’s Important
Roadside assistance, hired/non-owned coverage, equipment coverage.

Why Your Business Needs It

Stay Legal and Protected

Most states require commercial auto insurance for business vehicles.

Shield Your Finances

Avoid paying out-of-pocket for expensive repairs, lawsuits, or medical bills.

Protect Your Employees

Ensure your team is covered when driving for work.

Safeguard Your Reputation

Show customers and partners that you run a responsible, insured business.

Who Needs Commercial Auto Insurance?

  • Contractors, plumbers, electricians, landscapers
  • Delivery services, couriers, rideshare/delivery drivers
  • Businesses with sales teams or company cars
  • Any company using vehicles for work-related tasks

Why Choose COVER AI ?

  • Custom policies for small businesses, startups, and fleets
  • Competitive rates with clear, upfront pricing
  • Expert advice — no jargon, just real help
  • Fast online quotes and flexible coverage options

Frequently Asked Questions

Can I use personal auto insurance for my business vehicle?
No. Personal policies often exclude business use — you need a commercial policy.
We offer hired/non-owned auto coverage to protect your business.
Yes! We handle everything from single vehicles to full fleets.
Ask a question

Ready to Protect Your Business?

Let COVER AI handle the insurance, so you can focus on running your business.
Get your free, no-obligation commercial auto insurance quote today.

Get My Free Quote
Call us:
+1 (312) 395-0872
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Cover AI LLC Insurance Agency License No: 3003609556

E&O Insured by biBERK, Berkshire Hathaway | Surety Bond: Travelers $50,000
3400 Dundee Rd, Suite 150, Northbrook, IL 60062

info@coverai.net

+1 (312) 395-0872

Get a Quote

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