Cookie Notice

Auto Coverage USA (“Auto Coverage USA,” “we,” “us,” or “our”) uses cookies and similar tracking technologies on autocoverageusa.net (the “Site”) to operate the Site, improve functionality, analyze traffic, support quote requests, enhance user experience, and help us measure the effectiveness of our content, communications, and marketing activities.

 

This Cookie Notice explains what cookies are, how we use them, and what choices you may have regarding their use.

1. What are cookies?

Cookies are small text files placed on your device when you visit a website. They help websites remember your browser, preferences, and interactions over time.

 

We may also use similar technologies such as pixels, tags, scripts, local storage, and session storage. In this Cookie Notice, we refer to all of these technologies collectively as “cookies” unless otherwise stated.

2. Why We Use Cookies

We may use cookies and similar technologies to:

  • keep the Site functioning properly;
  • support quote request forms and AI quote tools;
  • remember user settings and preferences;
  • improve page performance, speed, and usability;
  • analyze how visitors interact with our Site, including our quote pages, coverage guides, blog content, and contact features;
  • help us understand how users navigate insurance-related content and comparison flows;
  • support newsletter sign-ups, contact forms, and customer communication tools;
  • measure the effectiveness of promotions, campaigns, and remarketing activities;
  • detect security issues, prevent misuse, and maintain Site integrity.

 

The Site publicly includes quote-related features, “Ask AI Simon,” auto coverage pages, blog/guide content, and contact options, so cookies may be used to support those functions.

 

3. Types of Cookies We May Use

A. Strictly Necessary Cookies

These cookies are essential for the Site to function properly. They may be used for security, session management, form submission, page navigation, and access to core Site features.

 

Without these cookies, some parts of the Site may not work correctly.

 

B. Functional Cookies

These cookies help the Site remember choices you make, such as preferences, previously entered information, or settings that improve your browsing experience.

 

C. Analytics Cookies

These cookies help us understand how visitors use the Site, including which pages are viewed, how long visitors stay, how they move through the Site, and whether any errors or technical issues occur.

 

This information helps us improve our Site structure, content, and user experience.

 

D. Performance Cookies

These cookies help us monitor page speed, system responsiveness, and general technical performance.

 

E. Advertising and Marketing Cookies

These cookies may be used to deliver relevant advertising, measure campaign performance, support remarketing, and help us understand whether visitors return to the Site or complete actions such as requesting a quote or contacting us.

 

These cookies may be set by us or by third-party advertising and analytics providers.

4. First-Party and Third-Party Cookies

Some cookies are set directly by Auto Coverage USA. These are known as first-party cookies.

 

Other cookies may be set by third-party services that help operate or support the Site. Depending on the tools used on the Site, these may include providers that support:

  • website analytics;
  • advertising and remarketing;
  • AI assistant or chat functionality;
  • quote request flows;
  • contact forms;
  • newsletter sign-up tools;
  • embedded content;
  • social media integrations.

 

The Site publicly includes quote tools, AI-assisted quote prompts, contact options, social links, and a newsletter section, which means third-party services may be used to support these features.

5. Information Collected Through Cookies

Depending on the cookie and how you interact with the Site, cookies may collect information such as:

  • IP address;
  • browser type and version;
  • device type;
  • operating system;
  • pages viewed;
  • time spent on pages;
  • click paths and on-site interactions;
  • referring URL;
  • general geographic location derived from IP address;
  • session identifiers;
  • preferences and quote-related activity.

 

Cookies generally do not directly identify you by name unless you separately provide personal information through forms, quote requests, newsletter sign-ups, or other Site features and that information becomes associated with technical data.

6. How Long Cookies Stay on Your Device

Cookies may remain on your device for different periods of time:

  • Session cookies expire when you close your browser.
  • Persistent cookies remain on your device until they expire automatically or are deleted manually.

 

The retention period depends on the purpose of the cookie and the provider that sets it.

7. Your Choices and Controls

You may have several options for managing cookies.

 

Browser Settings

Most browsers allow you to:

  • review stored cookies;
  • delete cookies;
  • block some or all cookies;
  • set preferences for specific websites.

 

Please note that blocking strictly necessary cookies may affect core Site functionality.

 

Cookie Banner or Consent Tool

If our Site provides a cookie banner or consent management tool, you may use it to accept, reject, or customize your preferences for non-essential cookies, where required by applicable law.

 

Provider Opt-Out Tools

Some analytics and advertising providers may offer their own opt-out tools. Where applicable, you may manage your preferences directly through those provider tools.

8. Do Not Track

Some browsers offer a “Do Not Track” setting. Because there is not yet a consistent industry standard for responding to these signals, our Site may not respond to Do Not Track requests in all cases.

 

If our practices change, we may update this Cookie Notice accordingly.

9. Changes to This Cookie Notice

We may update this Cookie Notice from time to time to reflect changes in our practices, Site functionality, technologies, or legal obligations. When we do, we will update the “Last Updated” date at the top of this page.

 

Your continued use of the Site after any changes become effective means the revised Cookie Notice will apply, subject to applicable law.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Cover AI 
3400 Dundee Rd, Suite 150
Northbrook, IL 60062
Phone: (312) 395-0872
Email: info@coverai.net
National Producer Number (NPN): 21552626
Agency License #: 3003609556
Website: https://autocoverageusa.net/

10. Contact us